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If your insurance plan includes dental coverage, this coverage is separate from your health plan. It has its own deductible and cost share structure.

Most dental plans help pay for services such as:

  • Routine cleanings and exams
  • Dental X-rays
  • Fillings and crowns
  • Root canals

Some plans even include coverage for specialty services, such as braces. 

How Dental Coverage May Vary

Dental coverage often has a yearly limit on how much the plan will pay for covered services and your cost share may vary depending on the type of service. For instance, you may need to pay a larger percentage of the cost for a crown than for a filling.

Other requirements and limitations may also apply.

Know Your Specific Benefits

Want to see what dental benefits your plan covers? Log into My Health Toolkit® and look for Dental under the “Benefits” tab. You can view information about:

  • Who’s enrolled in your plan
  • Your service maximum amounts
  • Recent claims
  • Pre-treatment estimates

Log into My Health Toolkit any time — or download the mobile app and take your benefits information with you wherever you go.

Check Your Coverage

Planning a trip to the dentist? My Health Toolkit® makes it easy to see what services are covered under your plan and how much you might expect to pay when you receive dental care.

Using My Health Toolkit® to Manage Your Dental Coverage

Just log into the secure website — or use the mobile app. Under Benefits, look for the Dental section. Then choose Eligibility and Benefits. You’ll see a snapshot of your coverage.

Click on View Benefits Detail to pull up even more information on different types of dental services such as:

  • Dental Crowns
  • Diagnostic Dental
  • Endodontics
  • Restorative
  • Routine

Find out how much your plan covers for each and information on how much you may need to pay out of pocket.  

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